Investing for Children

Our Children’s Savings Plan can be a flexible and affordable way to invest for a child’s future, you choose which investment trust or trusts to invest in and how much to invest. Please remember that, as with all stock market investments, the value of your investment can go down as well as up and you may not get back the amount originally invested.

Summary of Features

  • No initial or annual plan charges*
  • Invest a lump sum from £250 or monthly from just £30
  • No maximum investment
  • Stop and start saving at any time
  • Choose from the range of eight investment trusts we manage

*Other charges include the dealing price spread, and stamp duty costs of 0.5% on purchases. The investment trusts also incur costs in managing and administering their portfolios (including dealing costs).
 

Two ways to Invest

Designated Account

  • Held in your name
  • You retain control
  • You have investment access before the child is 18    
  • You can withdraw funds or close the plan.

Bare Trust

  • Held in trustee's name on behalf of the child
  • Trustee's have control until the child is 18 (16 in Scotland)
  • You have no access to the investment
  • Cannot be revoked
 

Find out More

Investing for Children Application Pack



The Children's Savings Plan application pack contains all the information and application forms you need to invest.*

Download or order your copy today.

 

Investing for Children guide 

Baillie Gifford has also produced a free guide explaining the various ways you can save or invest for a child. The guide will explain how you can use investment trusts to invest for a child and how they compare to other savings and investment options.

Request your free copy today. 

* Please note that up to date performance information for the trusts we manage is available in our monthly Investment Trust Bulletin.

 

Enquiries

Phone:   0800 917 2112
Fax:        0131 275 3955
Email:     trustenquiries@bailliegifford.com