DIVERSIFIED GROWTH FUND.

The Diversified Growth Fund aims to achieve long-term capital growth at a level of risk lower than investment in shares. To invest in a variety of asset classes, either directly or indirectly or through other funds. The asset classes include, but are not limited to shares of companies, bonds, property, infrastructure, commodities, and currencies. Investment may be in transferable securities (such as bonds and shares), other funds, money market instruments, cash and near cash. Derivatives, which are a type of financial contract, may be used to protect or increase the value of the Fund. The value of investments and any income from them may go down as well as up and you or your client may not get back the amount originally invested.