Capital at risk
Actual income
Discover how our income investment managers construct portfolios containing a variety of asset classes to seek your preferred balance of resilient income and capital growth.
Standing the test of time
By investing in dividend-paying equities, bonds and other holdings such as infrastructure and property, we aim to provide you with long-term resilient income.
Watch Jan Oliver explain our approach to building single-asset and multi-asset portfolios and their benefits.
What is Actual income?
We describe our task at Baillie Gifford as Actual investing: putting your capital to use in tangible, returns-generating activities. We believe it’s the right way to invest on your behalf over the long term. That’s why we apply the same philosophy to income.
Income comes in many forms, and it’s easy to lose sight of what matters. The allure of high short-term yields can be enticing but often proves deceptive in reality. It takes discipline to maintain a long-term mindset.
- We aim to ensure that your income lasts a lifetime.
- Actual income is the pounds and pence we deliver to you over time.
- Actual income is about dependability and resilience.
- Actual income is the natural income produced by investing in companies and countries preparing for the challenges of an ever-changing future.
- Actual income means long-term income, not short-term yields.
Asking the right questions
Focusing our research helps us build resilient, genuinely diversified income streams for you. The questions we ask include:
- Is this balance sheet likely to improve through the cycle?
- How fast might a company’s dividends grow over the next 10 years?
- Can this country improve its foreign currency reserves?
- Ultimately, where will the cash flow come from, and how secure is it?
Related insights
Related strategies
We offer strategies with differing income and capital growth expectations. But in all cases, we intend to provide you with long-term solutions. Our purpose is to generate income not just today and tomorrow but time after time.
Global Income Growth
Balancing current income needs and long-term capital growth, aiming for comprehensive, enduring returns.
Responsible Global Equity Income Growth
We believe in the potential power of dividend compounding for enduring income and long-term capital growth success.
Sustainable Income
We prioritise long-term income over short-term yield, with the aim of delivering investors a sustainable and enduring stream of returns.
Investment Grade Bond
We aim to balance risk and reward, seeking fundamentally-strong companies for attractive returns and long-term market outperformance.
Strategic Bond
A corporate bond strategy focused on the long-term success of companies, hoping to deliver lasting value and growth for client portfolios.
Unconstrained High Yield Bond
Trying to discover companies with exceptional strengths for a high-performing, long-term investment portfolio.
Sustainable Emerging Markets Bond
Lending to sustainable emerging markets and companies, prioritising tomorrow's potential for attractive client returns.
Important information
The content of this website is intended exclusively for professional investors in accordance with MiFID legislation. ’Professional investors’ are potential investors who are deemed to have the status of “professional clients”, within the meaning of MiFID (2004/39/EC), as transposed in Ireland. It is not intended for retail investors.
Baillie Gifford Investment Management (Europe) Limited is authorised and regulated by the Central Bank of Ireland (Reference number C182354) as an Alternative Investment Fund Manager and UCITS Manager to Baillie Gifford Worldwide Funds plc. Its registered office is 4/5 School House Lane East, Dublin 2, D02 N279, Ireland.
This website is informative only and the information provided should not be considered as investment or other advice or a recommendation to buy, sell or hold a particular investment. Read our Legal and regulatory information for further details.
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If you have any questions about Actual Income or our income strategies and funds, please contact us.