Defined Contribution Pensions
As Actual investors, we focus on adding value for our clients over the long term.
Our Defined Contribution (DC) pension funds are no exception. We provide DC solutions to align with your members' needs for sustainable growth in the accumulation phase and resilient income in the decumulation retirement phase.
And by investing responsibly and incorporating environmental, social and governance (ESG) factors, a positive difference can be made to our clients, society and our global future.
OUR DEFINED CONTRIBUTION INVESTMENT APPROACH
Thinking long termWe are not your typical active manager, we are Actual investors, approaching investing with a patient mindset and allocating clients’ capital to the companies that we believe are changing the world. We don’t get swayed by market trends, we know from years of experience that our clients benefit from our long-term investment approach seeking sustainable growth and returns ‘to and through’ retirement.
Optimising performance and pricingWe recognise the need for DC pension assets to work hard for their members and understand that good investment performance and fair pricing contribute to this. We run all our strategies with that in mind to suit different phases of a member’s journey.
Investing in private companiesCompanies are staying private for longer and more value is accruing in private companies. This is an important source of value generation for DC schemes.
Baillie Gifford has strong competitive advantages in late-stage venture capital. With a reputation for long-termism and patience, Baillie Gifford is a natural buyer for fast-growing companies looking for a partner-shareholder to support their expansion to the next level.
Find out more on our Private Companies.
Please remember that the value of your investments and any income from them may go down as well as up and you may not get back the amount originally invested.
Get in touch
Email UsInterested to learn more about our DC investment approach? Send our DC team an email.
News and Insights
DC Investment platforms
We work closely with the UK’s leading DC platforms to ensure our strategies are freely available to workplace savings schemes and as part of default DC options.
